/* =========================================================
   Jawany Insurance Agency — Quote wizard styles
   ========================================================= */
.quote-body { background: #f4f7fb; }
.wizard { padding: 28px 0 56px; min-height: 70vh; }

/* Stepper */
.stepper { display: flex; flex-wrap: wrap; gap: 6px; justify-content: space-between; margin-bottom: 24px; position: relative; }
.step-dot { flex: 1; min-width: 70px; display: flex; flex-direction: column; align-items: center; gap: 8px; position: relative; }
.step-dot::before { content: ""; position: absolute; top: 17px; left: -50%; width: 100%; height: 2px; background: var(--line); z-index: 0; }
.step-dot:first-child::before { display: none; }
.step-dot .d { width: 36px; height: 36px; border-radius: 50%; background: #fff; border: 2px solid var(--line); color: var(--muted); display: grid; place-items: center; font-weight: 700; font-size: 0.9rem; position: relative; z-index: 1; transition: .25s; }
.step-dot em { font-style: normal; font-size: 0.74rem; color: var(--muted); text-align: center; font-weight: 500; }
.step-dot.active .d { background: var(--green-dark); border-color: var(--green-dark); color: #fff; box-shadow: 0 0 0 5px rgba(255, 86, 0,.16); }
.step-dot.active em { color: var(--navy); font-weight: 600; }
.step-dot.done .d { background: var(--green-soft); border-color: var(--green); color: var(--green-dark); }
.step-dot.done::before, .step-dot.active::before { background: var(--green); }
.step-dot[aria-current="step"] .d { outline: 3px solid rgba(11,107,203,.24); outline-offset: 3px; }

/* Layout */
.wizard-grid { display: grid; grid-template-columns: minmax(0, 1fr) 286px; gap: 20px; align-items: start; }
.wizard-main { background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 26px 28px 22px; box-shadow: 0 10px 32px rgba(8, 59, 69,.07); }
.wizard-main h2 { font-family: var(--display); font-size: 1.55rem; color: var(--navy); margin: 0 0 6px; }
.wstep-sub { color: var(--muted); margin: 0 0 20px; font-size: 0.94rem; }
.wizard-message { display: none; margin-bottom: 18px; padding: 11px 13px; border-left: 3px solid var(--danger); background: var(--danger-soft); color: var(--danger); font-size: .86rem; }
.wizard-message.show { display: block; }

/* Product picker */
.product-pick, .plan-grid { display: block; }
.choice-panel { border: 1px solid var(--line); border-radius: 14px; padding: 18px; background: linear-gradient(180deg,#fff 0%,#fbfcfe 100%); }
.choice-fields { display: grid; grid-template-columns: .8fr 1.2fr; gap: 14px; }
.choice-panel select { min-height: 48px; cursor: pointer; }
.selected-choice { margin-top: 16px; display: grid; grid-template-columns: 46px minmax(0,1fr) 28px; gap: 13px; align-items: center; padding: 14px 15px; border: 1px solid rgba(255,86,0,.26); border-radius: 11px; background: var(--green-soft); }
.selected-choice[hidden] { display: none; }
.selected-choice-icon { width: 46px; height: 46px; display: grid; place-items: center; border-radius: 10px; color: var(--green-dark); background: #fff; }
.selected-choice-icon svg { width: 24px; height: 24px; }
.selected-choice small, .plan-summary small { display: block; color: var(--muted); font-size: .7rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.selected-choice h3 { margin: 2px 0; font-family: var(--display); font-size: 1rem; color: var(--navy); }
.selected-choice p { margin: 0; color: var(--muted); font-size: .8rem; line-height: 1.4; }
.choice-check { width: 26px; height: 26px; display: grid; place-items: center; border-radius: 50%; color: #fff; background: var(--green-dark); font-weight: 800; }
.choice-help { margin: 12px 0 0; color: var(--muted); font-size: .78rem; line-height: 1.45; }
.choice-help.no-options { padding: 12px 14px; border: 1px solid var(--line); border-radius: 10px; background: #f8fafc; }

/* Forms */
.wform { display: flex; flex-direction: column; gap: 16px; }
.wrow { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.wfield { display: flex; flex-direction: column; gap: 7px; }
.wfield label { font-size: 0.85rem; font-weight: 600; color: var(--navy); }
.wfield input, .wfield select, .wfield textarea { padding: 12px 14px; border: 1px solid var(--line); border-radius: 10px; font: inherit; font-size: 0.95rem; color: var(--ink); background: #fff; transition: .15s; }
.wfield input:focus, .wfield select:focus, .wfield textarea:focus { outline: none; border-color: var(--green); box-shadow: 0 0 0 3px rgba(255, 86, 0,.14); }
.wfield.err input, .wfield.err select { border-color: #d64545; }

/* Plans */
.plan-choice { display: grid; gap: 15px; }
.plan-summary { display: grid; grid-template-columns: minmax(180px,.75fr) 1.25fr; gap: 20px; padding: 15px; border: 1px solid var(--line); border-radius: 11px; background: #fff; }
.plan-summary strong { display: block; margin: 3px 0; color: var(--navy); font-family: var(--display); font-size: 1.45rem; }
.plan-summary > div > span { color: var(--muted); font-size: .78rem; }
.plan-summary ul { margin: 0; padding: 0; list-style: none; display: grid; grid-template-columns: 1fr 1fr; gap: 8px 14px; align-content: center; }
.plan-summary li { display: flex; gap: 7px; color: var(--ink); font-size: .8rem; line-height: 1.35; }
.plan-summary li span { color: var(--green-dark); font-weight: 800; }

/* Add-ons */
.addon-list { margin-bottom: 22px; }
.benefit-picker { border: 1px solid var(--line); border-radius: 12px; background: #fff; overflow: hidden; }
.benefit-picker summary { display: flex; justify-content: space-between; gap: 16px; align-items: center; padding: 14px 16px; cursor: pointer; list-style: none; }
.benefit-picker summary::-webkit-details-marker { display: none; }
.benefit-picker summary b, .benefit-picker summary small { display: block; }
.benefit-picker summary b { color: var(--navy); font-size: .9rem; }
.benefit-picker summary small { margin-top: 2px; color: var(--muted); font-size: .75rem; }
.summary-action { color: var(--green-dark); font-size: .78rem; font-weight: 700; white-space: nowrap; }
.benefit-picker[open] .summary-action::after { content: " ↑"; }
.benefit-picker:not([open]) .summary-action::after { content: " ↓"; }
.benefit-options { border-top: 1px solid var(--line); padding: 4px 16px; }
.benefit-option { display: grid; grid-template-columns: 20px minmax(0,1fr) auto; gap: 11px; align-items: center; padding: 11px 0; border-bottom: 1px solid var(--line-soft,#eef1f6); cursor: pointer; }
.benefit-option:last-child { border-bottom: 0; }
.benefit-option input { width: 18px; height: 18px; accent-color: var(--green-dark); }
.benefit-option span b, .benefit-option span small { display: block; }
.benefit-option span b { color: var(--navy); font-size: .84rem; }
.benefit-option span small { color: var(--muted); font-size: .72rem; }
.benefit-option > strong { color: var(--ink); font-size: .8rem; white-space: nowrap; }

.freq-pick { display: flex; flex-direction: column; gap: 10px; }
.freq-pick > label { font-size: 0.85rem; font-weight: 600; color: var(--navy); }
.freq-pick > select { min-height: 48px; padding: 11px 42px 11px 14px; border: 1px solid var(--line); border-radius: 10px; background: #fff; color: var(--ink); font: inherit; font-size: .92rem; cursor: pointer; }
.freq-pick > select:focus { outline: none; border-color: var(--green); box-shadow: 0 0 0 3px rgba(255,86,0,.14); }

/* Documents */
.doc-upload { display: flex; flex-direction: column; gap: 12px; }
.doc-drop { border: 1.5px dashed var(--line); border-radius: 12px; padding: 16px 18px; display: flex; align-items: center; gap: 14px; transition: .15s; }
.doc-drop:hover { border-color: var(--green); background: var(--green-soft); }
.doc-drop .dd-ic { width: 40px; height: 40px; border-radius: 10px; background: var(--green-soft); color: var(--green-dark); display: grid; place-items: center; flex-shrink: 0; }
.doc-drop .dd-ic svg { width: 20px; height: 20px; }
.doc-drop .dd-body { flex: 1; }
.doc-drop .dd-body b { display: block; color: var(--navy); font-size: 0.9rem; }
.doc-drop .dd-body span { font-size: 0.8rem; color: var(--muted); }
.doc-drop input[type=file] { display: none; }
.doc-drop .dd-btn { font-size: 0.82rem; font-weight: 600; color: var(--green-dark); border: 1px solid var(--line); background: #fff; padding: 8px 14px; border-radius: 8px; cursor: pointer; }
.doc-drop.filled { border-style: solid; border-color: var(--green); }
.doc-drop.filled .dd-body b { color: var(--green-dark); }

/* Review */
.review { display: flex; flex-direction: column; gap: 18px; margin-bottom: 22px; }
.rev-group { border: 1px solid var(--line); border-radius: 12px; overflow: hidden; }
.rev-group h4 { margin: 0; padding: 13px 18px; background: #f6f8fb; font-size: 0.9rem; color: var(--navy); font-family: var(--display); border-bottom: 1px solid var(--line); }
.rev-group .rev-row { display: flex; justify-content: space-between; gap: 16px; padding: 11px 18px; font-size: 0.9rem; border-bottom: 1px solid var(--line-soft, #f0f3f8); }
.rev-group .rev-row:last-child { border-bottom: 0; }
.rev-group .rev-row span { color: var(--muted); }
.rev-group .rev-row b { color: var(--ink); text-align: right; }
.agree { display: flex; gap: 12px; align-items: flex-start; font-size: 0.88rem; color: var(--muted); line-height: 1.5; }
.agree input { margin-top: 3px; width: 18px; height: 18px; accent-color: var(--green); }
.agree a { color: var(--green-dark); }

/* Payment */
.pay-box { max-width: 520px; position: relative; }
.pay-amount { text-align: center; background: var(--navy); color: #fff; border-radius: 14px; padding: 22px; margin-bottom: 22px; }
.pay-amount span { display: block; font-size: 0.82rem; color: #b9c4de; }
.pay-amount strong { display: block; font-family: var(--display); font-size: 2.1rem; margin: 4px 0 2px; }
.pay-amount small { color: #9fb0d4; font-size: 0.8rem; }
.pay-methods { display: none; }
#dlCert, #dlReceipt { display: none; }
.pm { border: 2px solid var(--line); background: #fff; border-radius: 11px; padding: 13px; display: flex; flex-direction: column; align-items: center; gap: 7px; font: inherit; font-size: 0.82rem; font-weight: 600; color: var(--navy); cursor: pointer; transition: .15s; }
.pm svg { width: 22px; height: 22px; }
.pm.on { border-color: var(--green); background: var(--green-soft); color: var(--green-dark); }
.pay-fields { display: flex; flex-direction: column; gap: 14px; margin-bottom: 20px; }
.pay-secure { display: flex; gap: 8px; align-items: center; justify-content: center; margin-top: 14px; font-size: 0.8rem; color: var(--muted); }
.pay-secure svg { width: 15px; height: 15px; color: var(--green-dark); }
.pay-spin { text-align: center; padding: 30px; }
.pay-spin h3 { font-family: var(--display); color: var(--navy); margin: 0 0 6px; }
.pay-spin p { color: var(--muted); margin: 0; }
.pay-spin .ring { width: 46px; height: 46px; border: 4px solid var(--green-soft); border-top-color: var(--green); border-radius: 50%; margin: 0 auto 16px; animation: spin 0.8s linear infinite; }
.pay-loading-overlay {
  position: absolute;
  inset: -1px;
  z-index: 4;
  display: grid;
  place-items: center;
  min-height: 100%;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: rgba(255, 255, 255, .96);
  backdrop-filter: blur(3px);
}
.quote-submit-error {
  margin: 0 0 14px;
  padding: 11px 13px;
  border-left: 3px solid var(--danger, #a83232);
  background: #fbecec;
  color: #8f2525;
  font-size: .86rem;
  line-height: 1.45;
}
@keyframes spin { to { transform: rotate(360deg); } }

@media (prefers-reduced-motion: reduce) {
  .pay-spin .ring { animation: none; border-top-color: var(--green-soft); }
}

/* Issued */
.issued { text-align: center; padding: 10px 0; }
.issued-check { width: 76px; height: 76px; border-radius: 50%; background: var(--green-soft); color: var(--green-dark); display: grid; place-items: center; margin: 0 auto 18px; animation: pop .4s cubic-bezier(.2,.8,.3,1.4); }
.issued-check svg { width: 40px; height: 40px; }
@keyframes pop { from { transform: scale(.4); opacity: 0; } to { transform: scale(1); opacity: 1; } }
.cert { text-align: left; border: 1px solid var(--line); border-radius: 14px; overflow: hidden; margin: 24px auto; max-width: 560px; }
.cert-head { background: var(--navy); color: #fff; padding: 18px 22px; display: flex; justify-content: space-between; align-items: center; }
.cert-head b { font-family: var(--display); }
.cert-head span { font-size: 0.78rem; color: #9fb0d4; }
.cert-body { padding: 6px 22px 14px; }
.cert-row { display: flex; justify-content: space-between; gap: 16px; padding: 10px 0; border-bottom: 1px solid var(--line-soft, #f0f3f8); font-size: 0.9rem; }
.cert-row:last-child { border-bottom: 0; }
.cert-row span { color: var(--muted); }
.cert-row b { color: var(--ink); }
.issued-actions { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; margin-top: 10px; }
.approval-next-step { max-width: 420px; color: var(--muted); font-size: .82rem; line-height: 1.5; text-align: left; padding: 10px 12px; border-left: 3px solid var(--green); background: var(--green-soft); }

/* Wizard nav */
.wizard-nav { display: flex; justify-content: space-between; gap: 12px; margin-top: 24px; padding-top: 18px; border-top: 1px solid var(--line); }
.wizard-nav .btn svg { width: 16px; height: 16px; }
.wizard-nav #backBtn.hide { visibility: hidden; }

/* Rail */
.wizard-rail { position: sticky; top: 20px; display: flex; flex-direction: column; gap: 10px; }
.rail-card { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 17px; box-shadow: 0 8px 24px rgba(8, 59, 69,.06); }
.rail-card h3 { font-family: var(--display); font-size: 1rem; color: var(--navy); margin: 0 0 11px; }
.rail-line { display: flex; justify-content: space-between; gap: 12px; padding: 7px 0; font-size: 0.82rem; border-bottom: 1px solid var(--line-soft, #f0f3f8); }
.rail-line span { color: var(--muted); }
.rail-line b { color: var(--ink); text-align: right; }
.rail-total { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; margin-top: 10px; padding-top: 10px; border-top: 2px solid var(--line); }
.rail-total span { color: var(--muted); font-size: 0.84rem; }
.rail-total b { font-family: var(--display); font-size: 1.17rem; color: var(--navy); }
.rail-note { font-size: 0.7rem; color: var(--muted); margin: 9px 0 0; line-height: 1.4; }
.rail-help { display: flex; gap: 10px; align-items: center; background: var(--green-soft); border-radius: 10px; padding: 12px 14px; }
.rail-help svg { width: 22px; height: 22px; color: var(--green-dark); flex-shrink: 0; }
.rail-help strong { display: block; color: var(--navy); font-size: 0.88rem; }
.rail-help span { font-size: 0.82rem; color: var(--muted); }

.site-footer.slim { padding: 22px 0; margin-top: 0; }

.stepper, .wizard-grid, .wizard-main, .wizard-rail, .wstep { min-width: 0; max-width: 100%; }

/* Responsive */
@media (max-width: 960px) {
  .wizard-grid { grid-template-columns: 1fr; }
  .wizard-rail { position: static; order: -1; }
}
@media (max-width: 620px) {
  .wizard { padding-top: 20px; }
  .stepper { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 12px 4px; }
  .step-dot { min-width: 0; }
  .step-dot:nth-child(6)::before { display: none; }
  .wizard-main { padding: 20px 16px 18px; }
  .wrow { grid-template-columns: 1fr; }
  .choice-fields, .plan-summary { grid-template-columns: 1fr; }
  .plan-summary ul { grid-template-columns: 1fr; }
  .pay-methods { grid-template-columns: 1fr; }
  .step-dot em { display: none; }
  .doc-drop { align-items: flex-start; flex-wrap: wrap; }
  .doc-drop .dd-btn { margin-left: 38px; white-space: normal; }
  .benefit-option { grid-template-columns: 20px minmax(0,1fr); }
  .benefit-option > strong { grid-column: 2; white-space: normal; }
}