Complaints & Service Concerns

If something has not met your expectations, tell us clearly. We will record the concern, investigate it and keep you informed.

How concerns are handled

A documented route to resolution

We acknowledge and record it

Your submission is logged with the contact details and policy or reference information you provide.

We investigate

We review our records, contact the relevant team or insurer and ask for any information needed to understand the issue.

We respond in writing

We explain the outcome, any corrective action and the next escalation route if you remain dissatisfied.

A complaint does not affect your right to make a claim or request policy service. Urgent claims should still be reported through the claims page.

Submit a formal complaint

Give enough detail for us to identify the account, event and outcome you are seeking.

Do not include passwords, card PINs or mobile-money PINs.

Before submitting

Information that helps an investigation

Identify the matter

Policy, claim, invoice or quotation reference; product; and the people involved.

Explain the sequence

Important dates, what was expected, what occurred and previous contact with our team.

Attach evidence safely

We will advise a secure route if statements, correspondence or identity documents are needed.