Insurance Products
Explore personal, commercial and specialist covers. Each page explains common benefits, information requirements and the appropriate quotation route.
Protect Yourself & Your Family
Motor Insurance
Comprehensive and third-party cover for private and commercial vehicles.
View productMedical Insurance
Inpatient, outpatient, dental and optical cover for you and your dependants.
View productTravel Insurance
Medical emergencies, trip cancellation, lost baggage and worldwide assistance.
View productLife Assurance
Term life, whole life and education plans to secure your family's future.
View productHome Insurance
Buildings and contents cover against fire, theft, floods and accidental damage.
View productPersonal Accident
Lump-sum benefits for accidental injury, disability or loss of income.
View productCover for Enterprises of Every Size
Business Insurance
SME packages covering property, liability, stock and business interruption.
View productProperty Insurance
Commercial buildings, rentals and developments against all major perils.
View productMarine & Cargo
Goods in transit, hull and freight cover for importers and exporters.
View productProfessional Indemnity
Protects professionals against claims of negligence or errors in advice.
View productCyber Insurance
Cover for data breaches, cyber-attacks, ransomware and business recovery.
View productAgriculture & Livestock
Crop, livestock and farm-asset cover against drought, disease and loss.
View productAdvance Payment Guarantee
Secures advance payments made to contractors and suppliers on a contract.
View productPerformance Bond
Guarantees a contractor's performance of their contractual obligations.
View productWorkforce, Family and Credit Protection
Benefits programmes structured for employers, associations, SACCOs and households.
Liability, Property and Transit Covers
Specialist placement for statutory obligations, third-party exposures and business assets.
Cover for Projects, Machinery and Technology
Underwriting-led solutions for construction, operational plant and specialist equipment.
Connected Covers for Institutions and Trading Businesses
Package, cash, glass and motorcycle risks assessed around how the organisation actually operates.
Management, Products, Contracts and Financial Obligations
Liability and guarantee wordings that require careful review of contracts, territories and governance.
Industrial Assets, Breakdown and Project Exposures
Engineering-led placement for complex machinery, stock and operational dependencies.
Forestry and Aquaculture Risks
Underwriting based on production records, environmental controls and risk-specific valuations.
Four stages before cover starts
Identify the exposure
Select a relevant cover or ask the agency to help classify the risk.
Request terms
Provide the initial risk details for an indicative estimate or insurer quotation, depending on the product.
Complete underwriting
Review final terms, provide the requested documents and use verified payment instructions.
Receive confirmation
Cover starts only when acceptance, payment and the effective date are confirmed in writing.
Need help defining the requirement?
Provide the initial details and we will confirm whether an indicative estimate or a full underwriting submission is appropriate.
Request insurance terms